Segregated Funds - Versatile Portfolios Navigator™
Only offered by life insurance companies, segregated funds come with a guarantee of up to 100% of your principal at policy maturity and death, making them more secure than mutual funds or stocks.
The amount guaranteed depends on the guarantee level you choose. We know that life changes fast, so once you’ve selected a guarantee level, you still have the option to transfer between guarantee levels up to three times over your lifetime.
With segregated funds, you get:
- A guarantee on your principal investment
- To name a beneficiary and bypass probate and legal validation of your will, saving up to 1.5% of your assets
- Potential protection from creditors
Find out how much you need to save to achieve your retirement goals
Versatile Portfolios™ Navigator is an investment product, which may include features or options such as segregated funds, portfolios of segregated funds, or guaranteed rates. Guaranteed benefits are payable upon death, or maturity of funds. No guarantee is provided upon surrender or partial withdrawal of segregated fund units.
Segregated Funds - Aviator Portfolios™
Aviator Portfolios™ is a secure and sophisticated investment and estate planning option. It’s an easy-to-understand, diversified, segregated fund product unique for investors with above average investable assets. It provides the growth potential of equity markets and the security of capital protection.
As the owner of an Aviator Portfolios™ policy, you can:
- choose a guarantee level; and, a registered or non-registered plan
- make lump-sum or regular payments
- start scheduled payments now or later
- name the person who will receive your death benefit
Find out how much you need to save to achieve your retirement goals